Help with paying for the funeral
We understand that paying for the funeral can sometimes be difficult. If you feel you may have difficulties with covering the funeral costs, please let us know. Our staff will be able to discuss the options that may be available to you. You may be entitled to help with paying for the funeral.
You may be eligible to receive a Funeral Payment from the Social Fund. This is means tested and is dependent on the person responsible for arranging the funeral being in receipt of government benefits.
The Funeral Payment only covers the necessary burial or cremation costs and a maximum of £1000 (if the death took place after 8th April 2020) towards the funeral director’s fees.
BEREAVEMENT SUPPORT PAYMENT
You may be able to get Bereavement Support Payment if your husband, wife or civil partner died on or after 6 April 2017.
You could be eligible if your partner either:
- paid National Insurance contributions for at least 25 weeks
- died because of an accident at work or a disease caused by work
When they died you must have been:
- under State Pension age
- living in the UK or a country that pays bereavement benefits
WHAT YOU’LL GET
You’ll get a larger first payment followed by up to 18 monthly payments. The amount depends on your circumstances.
|Circumstance||First payment||Monthly payment|
|You have children under 20 in full-time education||£3,500||£350|
|You don’t have children under 20 in full-time education||£2,500||£100|
You must claim within 3 months of your husband, wife or civil partner’s death to get the full amount. You can claim up to 21 months after but your payments will be less.
Your payments will be paid into your bank or building society account.
IF YOU GET BENEFITS
Bereavement Support Payment won’t affect your benefits for a year after your first payment. After a year, any payment you have left over could affect the amount of benefit you’re eligible for.
You must tell your benefits office (for example, your local Jobcentre Plus) when you start getting Bereavement Support Payment.
You can’t claim Bereavement Support Payment if you’re in prison.
For further information and help available to you from the Social Fund please download the claim form and notes or visit www.direct.gov.uk Your Jobcentre Plus will also be able to help you and you can find your nearest branch here
Some large company pensions have their own fund to assist members in need. If the deceased was a member of a company pension, you may be able to apply for assistance. You would need to contact the deceased’s company pension scheme for further details.
Thinking about getting a loan to help with funeral costs?
You may be able to get funeral finance, depending upon your eligibility, credit history and affordability.
- repay over 12 – 60 months
- 10% upfront deposit
- no early repayment charges
- quick and easy to apply
- simple monthly repayments
Please call 0800 044 9455 for a quick decision or click here.